Thinking about a refinance loan? Think again before paying all the fees associated with them and consider alternative types of financing. Ruben Davis is a Los Angeles based Realtor who goes over the differences of refinancing, getting a home equity loan or applying for a home equity line of credit. Ruben teaches his clients how to properly select the product right for them and in turn also suggests an Accelerated Mortgage Pay Off Strategy that saves his clients 100's of thousands of dollars! To learn more, message Ruben!